Interest rates are the pulse of loan affordability. Lower interest rates mean lighter financial baggage over time. Knowing what influences these rates helps keep your costs manageable. Loans are essential for buying homes and cars, funding education, or growing businesses. However, borrowing costs can differ widely due to interest rates. By understanding what affects these

Getting a business loan can be challenging. Small business owners with bad credit or unclear finances face challenges. UK lenders look at many factors before giving loans. They check credit scores, revenue stability, and repayment ability. Many applications fail. This happens due to weak financial planning, high debt, or unclear business plans. Prepare well, and